New All-In-One Cannabis Finance Platform Aims To Streamline Banking And Lending For Operators

SHF Holdings, Inc. (NASDAQ: SHFS) is launching a new comprehensive financial solutions platform for operators within the cannabis industry.

What Happened

The cannabis-focused fintech company, doing business as Safe Harbor, said on Monday the platform is designed to help operators bank, borrow, operate and grow with clarity, control and financial stability.

Building on its status as a pioneer in cannabis banking, having set up the nation’s first compliant cannabis banking program a decade ago, according to the company, SHF Holdings is expanding its business to address the industry’s broader financial health needs.

Why It Matters

Businesses within the cannabis industry still struggle with unpredictable policies, complicated regulations, heavy taxation and restricted access to reliable financial services.

In collaboration with industry partners, SHF Holdings’ platform combines much-needed financial solutions under a single brand.

The fintech company now provides compliant banking, flexible lending, operational support, and strategic advisory services to help cannabis businesses access capital, manage finances, and scale more effectively.

“We have expanded from a single-service provider into a multi-service financial platform that supports day-to-day operations as well as long-term planning and oversight,” Terry Mendez, CEO of Safe Harbor, said. “Our goal is to help operators navigate a challenging environment with clearer information and more reliable financial infrastructure as we move toward becoming the SoFi of cannabis.”

SHF Holdings regained compliance with Nasdaq’s listing requirements recently, having met the rule requiring a minimum of $2.5 million in shareholders’ equity. Over the past period, the company has cut annual operating costs by more than $3 million, strengthening both its liquidity and capital structure.

Mendez, who has been serving in the CEO role since February 2025, said the company has been “laser-focused on three critical objectives: retaining our Nasdaq listing, addressing our capital structure and liquidity challenges, and developing a strategy to grow through enhanced service offerings for our Financial Institution customers and Cannabis Related Business clients.”